LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,052
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,863
−HK$823/mo
Today · 4.125%
HK$27,686
baseline
▲ 0.50% · 4.625%
HK$29,371
+HK$1,685/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,372/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,983
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,760
−HK$789/mo
Today · 4.125%
HK$30,549
baseline
▲ 0.50% · 4.625%
HK$32,159
+HK$1,610/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,098/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,263
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,235
−HK$988/mo
Today · 4.125%
HK$33,223
baseline
▲ 0.50% · 4.625%
HK$35,245
+HK$2,022/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$66,446/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,780
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,712
−HK$947/mo
Today · 4.125%
HK$36,659
baseline
▲ 0.50% · 4.625%
HK$38,591
+HK$1,932/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$73,318/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,473
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,608
−HK$1,153/mo
Today · 4.125%
HK$38,761
baseline
▲ 0.50% · 4.625%
HK$41,119
+HK$2,358/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$77,522/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,576
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,664
−HK$1,104/mo
Today · 4.125%
HK$42,768
baseline
▲ 0.50% · 4.625%
HK$45,023
+HK$2,255/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$85,536/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,894
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,353
−HK$1,482/mo
Today · 4.125%
HK$49,835
baseline
▲ 0.50% · 4.625%
HK$52,867
+HK$3,032/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$99,670/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,169
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,569
−HK$1,419/mo
Today · 4.125%
HK$54,988
baseline
▲ 0.50% · 4.625%
HK$57,886
+HK$2,898/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$109,976/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,445 · Scale 2, in force from 26 Feb 2026)