LTV · monthly repayment
▼ 0.50% · 3.625%
HK$260,529
−HK$16,337/mo
▼ 0.25% · 3.875%
HK$268,633
−HK$8,233/mo
Today · 4.125%
HK$276,866
baseline
▲ 0.50% · 4.625%
HK$293,713
+HK$16,847/mo
Deposit HK$57.13M · loan HK$57.13M · min. income ≈ HK$553,732/mo (50% DSR)
Upfront cash ≈ HK$64.55M (deposit + AVD stamp duty HK$7,426,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,836
−HK$15,659/mo
▼ 0.25% · 3.875%
HK$297,609
−HK$7,886/mo
Today · 4.125%
HK$305,495
baseline
▲ 0.50% · 4.625%
HK$321,598
+HK$16,103/mo
Deposit HK$57.13M · loan HK$57.13M · min. income ≈ HK$610,990/mo (50% DSR)
Upfront cash ≈ HK$64.55M (deposit + AVD stamp duty HK$7,426,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,635
−HK$19,605/mo
▼ 0.25% · 3.875%
HK$322,359
−HK$9,881/mo
Today · 4.125%
HK$332,240
baseline
▲ 0.50% · 4.625%
HK$352,456
+HK$20,216/mo
Deposit HK$45.70M · loan HK$68.55M · min. income ≈ HK$664,480/mo (50% DSR)
Upfront cash ≈ HK$53.13M (deposit + AVD stamp duty HK$7,426,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,803
−HK$18,791/mo
▼ 0.25% · 3.875%
HK$357,131
−HK$9,463/mo
Today · 4.125%
HK$366,594
baseline
▲ 0.50% · 4.625%
HK$385,917
+HK$19,323/mo
Deposit HK$45.70M · loan HK$68.55M · min. income ≈ HK$733,188/mo (50% DSR)
Upfront cash ≈ HK$53.13M (deposit + AVD stamp duty HK$7,426,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,740
−HK$22,873/mo
▼ 0.25% · 3.875%
HK$376,086
−HK$11,527/mo
Today · 4.125%
HK$387,613
baseline
▲ 0.50% · 4.625%
HK$411,198
+HK$23,585/mo
Deposit HK$34.28M · loan HK$79.98M · min. income ≈ HK$775,226/mo (50% DSR)
Upfront cash ≈ HK$41.70M (deposit + AVD stamp duty HK$7,426,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$405,770
−HK$21,923/mo
▼ 0.25% · 3.875%
HK$416,653
−HK$11,040/mo
Today · 4.125%
HK$427,693
baseline
▲ 0.50% · 4.625%
HK$450,237
+HK$22,544/mo
Deposit HK$34.28M · loan HK$79.98M · min. income ≈ HK$855,386/mo (50% DSR)
Upfront cash ≈ HK$41.70M (deposit + AVD stamp duty HK$7,426,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$468,952
−HK$29,407/mo
▼ 0.25% · 3.875%
HK$483,539
−HK$14,820/mo
Today · 4.125%
HK$498,359
baseline
▲ 0.50% · 4.625%
HK$528,683
+HK$30,324/mo
Deposit HK$11.43M · loan HK$102.83M · min. income ≈ HK$996,718/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$7,426,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$521,704
−HK$28,187/mo
▼ 0.25% · 3.875%
HK$535,696
−HK$14,195/mo
Today · 4.125%
HK$549,891
baseline
▲ 0.50% · 4.625%
HK$578,876
+HK$28,985/mo
Deposit HK$11.43M · loan HK$102.83M · min. income ≈ HK$1,099,782/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$7,426,525 · Scale 2, in force from 26 Feb 2026)