LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,056
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,866
−HK$824/mo
Today · 4.125%
HK$27,690
baseline
▲ 0.50% · 4.625%
HK$29,375
+HK$1,685/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,380/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,987
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,764
−HK$789/mo
Today · 4.125%
HK$30,553
baseline
▲ 0.50% · 4.625%
HK$32,163
+HK$1,610/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,106/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,267
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,240
−HK$988/mo
Today · 4.125%
HK$33,228
baseline
▲ 0.50% · 4.625%
HK$35,250
+HK$2,022/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$66,456/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,784
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,717
−HK$946/mo
Today · 4.125%
HK$36,663
baseline
▲ 0.50% · 4.625%
HK$38,596
+HK$1,933/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$73,326/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,478
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,613
−HK$1,153/mo
Today · 4.125%
HK$38,766
baseline
▲ 0.50% · 4.625%
HK$41,124
+HK$2,358/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$77,532/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,582
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,670
−HK$1,104/mo
Today · 4.125%
HK$42,774
baseline
▲ 0.50% · 4.625%
HK$45,029
+HK$2,255/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$85,548/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,900
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,359
−HK$1,483/mo
Today · 4.125%
HK$49,842
baseline
▲ 0.50% · 4.625%
HK$52,874
+HK$3,032/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$99,684/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,176
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,576
−HK$1,419/mo
Today · 4.125%
HK$54,995
baseline
▲ 0.50% · 4.625%
HK$57,894
+HK$2,899/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$109,990/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,502 · Scale 2, in force from 26 Feb 2026)