LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,058
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,869
−HK$823/mo
Today · 4.125%
HK$27,692
baseline
▲ 0.50% · 4.625%
HK$29,377
+HK$1,685/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,384/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,990
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,767
−HK$789/mo
Today · 4.125%
HK$30,556
baseline
▲ 0.50% · 4.625%
HK$32,167
+HK$1,611/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,112/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,270
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,243
−HK$988/mo
Today · 4.125%
HK$33,231
baseline
▲ 0.50% · 4.625%
HK$35,253
+HK$2,022/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$66,462/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,788
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,721
−HK$946/mo
Today · 4.125%
HK$36,667
baseline
▲ 0.50% · 4.625%
HK$38,600
+HK$1,933/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$73,334/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,482
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,617
−HK$1,152/mo
Today · 4.125%
HK$38,769
baseline
▲ 0.50% · 4.625%
HK$41,128
+HK$2,359/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$77,538/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,586
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,674
−HK$1,104/mo
Today · 4.125%
HK$42,778
baseline
▲ 0.50% · 4.625%
HK$45,033
+HK$2,255/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$85,556/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,905
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,364
−HK$1,482/mo
Today · 4.125%
HK$49,846
baseline
▲ 0.50% · 4.625%
HK$52,879
+HK$3,033/mo
Deposit HK$1.14M · loan HK$10.29M · min. income ≈ HK$99,692/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,181
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,581
−HK$1,420/mo
Today · 4.125%
HK$55,001
baseline
▲ 0.50% · 4.625%
HK$57,900
+HK$2,899/mo
Deposit HK$1.14M · loan HK$10.29M · min. income ≈ HK$110,002/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,544 · Scale 2, in force from 26 Feb 2026)