Skip to content
Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$114.28M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$364,821
−HK$22,878/mo
▼ 0.25% · 3.875%
HK$376,169
−HK$11,530/mo
Today · 4.125%
HK$387,699
baseline
▲ 0.50% · 4.625%
HK$411,289
+HK$23,590/mo

Deposit HK$34.28M · loan HK$80.00M · min. income ≈ HK$775,398/mo (50% DSR)

Upfront cash ≈ HK$41.71M (deposit + AVD stamp duty HK$7,428,171 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.

Data sourced from Renavon.com