LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,063
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,874
−HK$824/mo
Today · 4.125%
HK$27,698
baseline
▲ 0.50% · 4.625%
HK$29,383
+HK$1,685/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$55,396/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,995
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,773
−HK$789/mo
Today · 4.125%
HK$30,562
baseline
▲ 0.50% · 4.625%
HK$32,173
+HK$1,611/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$61,124/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,276
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,249
−HK$988/mo
Today · 4.125%
HK$33,237
baseline
▲ 0.50% · 4.625%
HK$35,260
+HK$2,023/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$66,474/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,794
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,728
−HK$946/mo
Today · 4.125%
HK$36,674
baseline
▲ 0.50% · 4.625%
HK$38,607
+HK$1,933/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$73,348/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,489
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,624
−HK$1,153/mo
Today · 4.125%
HK$38,777
baseline
▲ 0.50% · 4.625%
HK$41,137
+HK$2,360/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$77,554/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,594
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,682
−HK$1,105/mo
Today · 4.125%
HK$42,787
baseline
▲ 0.50% · 4.625%
HK$45,042
+HK$2,255/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$85,574/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,914
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,374
−HK$1,482/mo
Today · 4.125%
HK$49,856
baseline
▲ 0.50% · 4.625%
HK$52,890
+HK$3,034/mo
Deposit HK$1.14M · loan HK$10.29M · min. income ≈ HK$99,712/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,192
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,591
−HK$1,420/mo
Today · 4.125%
HK$55,011
baseline
▲ 0.50% · 4.625%
HK$57,911
+HK$2,900/mo
Deposit HK$1.14M · loan HK$10.29M · min. income ≈ HK$110,022/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,628 · Scale 2, in force from 26 Feb 2026)