LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,065
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,876
−HK$824/mo
Today · 4.125%
HK$27,700
baseline
▲ 0.50% · 4.625%
HK$29,385
+HK$1,685/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$55,400/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,997
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,775
−HK$789/mo
Today · 4.125%
HK$30,564
baseline
▲ 0.50% · 4.625%
HK$32,175
+HK$1,611/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$61,128/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,278
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,251
−HK$989/mo
Today · 4.125%
HK$33,240
baseline
▲ 0.50% · 4.625%
HK$35,262
+HK$2,022/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$66,480/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,797
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,730
−HK$947/mo
Today · 4.125%
HK$36,677
baseline
▲ 0.50% · 4.625%
HK$38,610
+HK$1,933/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$73,354/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,491
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,626
−HK$1,154/mo
Today · 4.125%
HK$38,780
baseline
▲ 0.50% · 4.625%
HK$41,139
+HK$2,359/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$77,560/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,596
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,685
−HK$1,104/mo
Today · 4.125%
HK$42,789
baseline
▲ 0.50% · 4.625%
HK$45,045
+HK$2,256/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$85,578/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,917
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,377
−HK$1,483/mo
Today · 4.125%
HK$49,860
baseline
▲ 0.50% · 4.625%
HK$52,893
+HK$3,033/mo
Deposit HK$1.14M · loan HK$10.29M · min. income ≈ HK$99,720/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,195
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,595
−HK$1,420/mo
Today · 4.125%
HK$55,015
baseline
▲ 0.50% · 4.625%
HK$57,915
+HK$2,900/mo
Deposit HK$1.14M · loan HK$10.29M · min. income ≈ HK$110,030/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,657 · Scale 2, in force from 26 Feb 2026)