LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,070
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,881
−HK$824/mo
Today · 4.125%
HK$27,705
baseline
▲ 0.50% · 4.625%
HK$29,391
+HK$1,686/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$55,410/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$428,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,003
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,781
−HK$789/mo
Today · 4.125%
HK$30,570
baseline
▲ 0.50% · 4.625%
HK$32,181
+HK$1,611/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$61,140/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$428,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,284
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,257
−HK$989/mo
Today · 4.125%
HK$33,246
baseline
▲ 0.50% · 4.625%
HK$35,269
+HK$2,023/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$66,492/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,803
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,737
−HK$947/mo
Today · 4.125%
HK$36,684
baseline
▲ 0.50% · 4.625%
HK$38,617
+HK$1,933/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$73,368/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,498
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,634
−HK$1,153/mo
Today · 4.125%
HK$38,787
baseline
▲ 0.50% · 4.625%
HK$41,147
+HK$2,360/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$77,574/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,604
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,693
−HK$1,105/mo
Today · 4.125%
HK$42,798
baseline
▲ 0.50% · 4.625%
HK$45,054
+HK$2,256/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$85,596/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,926
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,386
−HK$1,483/mo
Today · 4.125%
HK$49,869
baseline
▲ 0.50% · 4.625%
HK$52,904
+HK$3,035/mo
Deposit HK$1.14M · loan HK$10.29M · min. income ≈ HK$99,738/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,205
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,605
−HK$1,421/mo
Today · 4.125%
HK$55,026
baseline
▲ 0.50% · 4.625%
HK$57,926
+HK$2,900/mo
Deposit HK$1.14M · loan HK$10.29M · min. income ≈ HK$110,052/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,739 · Scale 2, in force from 26 Feb 2026)