LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,076
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,887
−HK$824/mo
Today · 4.125%
HK$27,711
baseline
▲ 0.50% · 4.625%
HK$29,397
+HK$1,686/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$55,422/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$428,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,009
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,787
−HK$790/mo
Today · 4.125%
HK$30,577
baseline
▲ 0.50% · 4.625%
HK$32,188
+HK$1,611/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$61,154/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$428,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,291
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,265
−HK$988/mo
Today · 4.125%
HK$33,253
baseline
▲ 0.50% · 4.625%
HK$35,277
+HK$2,024/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$66,506/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,811
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,745
−HK$947/mo
Today · 4.125%
HK$36,692
baseline
▲ 0.50% · 4.625%
HK$38,626
+HK$1,934/mo
Deposit HK$4.57M · loan HK$6.86M · min. income ≈ HK$73,384/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,506
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,642
−HK$1,154/mo
Today · 4.125%
HK$38,796
baseline
▲ 0.50% · 4.625%
HK$41,156
+HK$2,360/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$77,592/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,613
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,702
−HK$1,105/mo
Today · 4.125%
HK$42,807
baseline
▲ 0.50% · 4.625%
HK$45,064
+HK$2,257/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$85,614/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,937
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,397
−HK$1,483/mo
Today · 4.125%
HK$49,880
baseline
▲ 0.50% · 4.625%
HK$52,915
+HK$3,035/mo
Deposit HK$1.14M · loan HK$10.29M · min. income ≈ HK$99,760/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,217
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,617
−HK$1,421/mo
Today · 4.125%
HK$55,038
baseline
▲ 0.50% · 4.625%
HK$57,939
+HK$2,901/mo
Deposit HK$1.14M · loan HK$10.29M · min. income ≈ HK$110,076/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,834 · Scale 2, in force from 26 Feb 2026)