LTV · monthly repayment
▼ 0.50% · 3.625%
HK$260,786
−HK$16,353/mo
▼ 0.25% · 3.875%
HK$268,898
−HK$8,241/mo
Today · 4.125%
HK$277,139
baseline
▲ 0.50% · 4.625%
HK$294,003
+HK$16,864/mo
Deposit HK$57.18M · loan HK$57.18M · min. income ≈ HK$554,278/mo (50% DSR)
Upfront cash ≈ HK$64.62M (deposit + AVD stamp duty HK$7,433,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,122
−HK$15,674/mo
▼ 0.25% · 3.875%
HK$297,903
−HK$7,893/mo
Today · 4.125%
HK$305,796
baseline
▲ 0.50% · 4.625%
HK$321,915
+HK$16,119/mo
Deposit HK$57.18M · loan HK$57.18M · min. income ≈ HK$611,592/mo (50% DSR)
Upfront cash ≈ HK$64.62M (deposit + AVD stamp duty HK$7,433,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,943
−HK$19,624/mo
▼ 0.25% · 3.875%
HK$322,677
−HK$9,890/mo
Today · 4.125%
HK$332,567
baseline
▲ 0.50% · 4.625%
HK$352,803
+HK$20,236/mo
Deposit HK$45.75M · loan HK$68.62M · min. income ≈ HK$665,134/mo (50% DSR)
Upfront cash ≈ HK$53.18M (deposit + AVD stamp duty HK$7,433,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,146
−HK$18,809/mo
▼ 0.25% · 3.875%
HK$357,483
−HK$9,472/mo
Today · 4.125%
HK$366,955
baseline
▲ 0.50% · 4.625%
HK$386,298
+HK$19,343/mo
Deposit HK$45.75M · loan HK$68.62M · min. income ≈ HK$733,910/mo (50% DSR)
Upfront cash ≈ HK$53.18M (deposit + AVD stamp duty HK$7,433,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,100
−HK$22,895/mo
▼ 0.25% · 3.875%
HK$376,457
−HK$11,538/mo
Today · 4.125%
HK$387,995
baseline
▲ 0.50% · 4.625%
HK$411,604
+HK$23,609/mo
Deposit HK$34.31M · loan HK$80.06M · min. income ≈ HK$775,990/mo (50% DSR)
Upfront cash ≈ HK$41.74M (deposit + AVD stamp duty HK$7,433,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$406,170
−HK$21,944/mo
▼ 0.25% · 3.875%
HK$417,064
−HK$11,050/mo
Today · 4.125%
HK$428,114
baseline
▲ 0.50% · 4.625%
HK$450,681
+HK$22,567/mo
Deposit HK$34.31M · loan HK$80.06M · min. income ≈ HK$856,228/mo (50% DSR)
Upfront cash ≈ HK$41.74M (deposit + AVD stamp duty HK$7,433,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$469,415
−HK$29,436/mo
▼ 0.25% · 3.875%
HK$484,016
−HK$14,835/mo
Today · 4.125%
HK$498,851
baseline
▲ 0.50% · 4.625%
HK$529,205
+HK$30,354/mo
Deposit HK$11.44M · loan HK$102.93M · min. income ≈ HK$997,702/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$7,433,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$522,219
−HK$28,214/mo
▼ 0.25% · 3.875%
HK$536,225
−HK$14,208/mo
Today · 4.125%
HK$550,433
baseline
▲ 0.50% · 4.625%
HK$579,447
+HK$29,014/mo
Deposit HK$11.44M · loan HK$102.93M · min. income ≈ HK$1,100,866/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$7,433,850 · Scale 2, in force from 26 Feb 2026)