LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,081
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,892
−HK$824/mo
Today · 4.125%
HK$27,716
baseline
▲ 0.50% · 4.625%
HK$29,403
+HK$1,687/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$55,432/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$428,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,015
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,793
−HK$789/mo
Today · 4.125%
HK$30,582
baseline
▲ 0.50% · 4.625%
HK$32,194
+HK$1,612/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$61,164/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$428,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,297
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,271
−HK$989/mo
Today · 4.125%
HK$33,260
baseline
▲ 0.50% · 4.625%
HK$35,283
+HK$2,023/mo
Deposit HK$4.58M · loan HK$6.86M · min. income ≈ HK$66,520/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,818
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,751
−HK$948/mo
Today · 4.125%
HK$36,699
baseline
▲ 0.50% · 4.625%
HK$38,633
+HK$1,934/mo
Deposit HK$4.58M · loan HK$6.86M · min. income ≈ HK$73,398/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,513
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,649
−HK$1,154/mo
Today · 4.125%
HK$38,803
baseline
▲ 0.50% · 4.625%
HK$41,164
+HK$2,361/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$77,606/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,621
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,710
−HK$1,105/mo
Today · 4.125%
HK$42,815
baseline
▲ 0.50% · 4.625%
HK$45,072
+HK$2,257/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$85,630/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,946
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,406
−HK$1,484/mo
Today · 4.125%
HK$49,890
baseline
▲ 0.50% · 4.625%
HK$52,925
+HK$3,035/mo
Deposit HK$1.14M · loan HK$10.29M · min. income ≈ HK$99,780/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,227
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,627
−HK$1,421/mo
Today · 4.125%
HK$55,048
baseline
▲ 0.50% · 4.625%
HK$57,950
+HK$2,902/mo
Deposit HK$1.14M · loan HK$10.29M · min. income ≈ HK$110,096/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,915 · Scale 2, in force from 26 Feb 2026)