LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,084
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,895
−HK$825/mo
Today · 4.125%
HK$27,720
baseline
▲ 0.50% · 4.625%
HK$29,406
+HK$1,686/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$55,440/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$428,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,018
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,796
−HK$790/mo
Today · 4.125%
HK$30,586
baseline
▲ 0.50% · 4.625%
HK$32,198
+HK$1,612/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$61,172/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$428,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,301
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,274
−HK$990/mo
Today · 4.125%
HK$33,264
baseline
▲ 0.50% · 4.625%
HK$35,288
+HK$2,024/mo
Deposit HK$4.58M · loan HK$6.86M · min. income ≈ HK$66,528/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,822
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,756
−HK$947/mo
Today · 4.125%
HK$36,703
baseline
▲ 0.50% · 4.625%
HK$38,638
+HK$1,935/mo
Deposit HK$4.58M · loan HK$6.86M · min. income ≈ HK$73,406/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,517
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,653
−HK$1,154/mo
Today · 4.125%
HK$38,807
baseline
▲ 0.50% · 4.625%
HK$41,169
+HK$2,362/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$77,614/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,625
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,715
−HK$1,105/mo
Today · 4.125%
HK$42,820
baseline
▲ 0.50% · 4.625%
HK$45,077
+HK$2,257/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$85,640/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,951
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,412
−HK$1,483/mo
Today · 4.125%
HK$49,895
baseline
▲ 0.50% · 4.625%
HK$52,931
+HK$3,036/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$99,790/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,233
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,633
−HK$1,422/mo
Today · 4.125%
HK$55,055
baseline
▲ 0.50% · 4.625%
HK$57,957
+HK$2,902/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$110,110/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,964 · Scale 2, in force from 26 Feb 2026)