LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,085
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,897
−HK$824/mo
Today · 4.125%
HK$27,721
baseline
▲ 0.50% · 4.625%
HK$29,408
+HK$1,687/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$55,442/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$428,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,020
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,798
−HK$790/mo
Today · 4.125%
HK$30,588
baseline
▲ 0.50% · 4.625%
HK$32,200
+HK$1,612/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$61,176/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$428,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,302
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,276
−HK$989/mo
Today · 4.125%
HK$33,265
baseline
▲ 0.50% · 4.625%
HK$35,290
+HK$2,025/mo
Deposit HK$4.58M · loan HK$6.86M · min. income ≈ HK$66,530/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,824
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,758
−HK$947/mo
Today · 4.125%
HK$36,705
baseline
▲ 0.50% · 4.625%
HK$38,640
+HK$1,935/mo
Deposit HK$4.58M · loan HK$6.86M · min. income ≈ HK$73,410/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,520
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,655
−HK$1,155/mo
Today · 4.125%
HK$38,810
baseline
▲ 0.50% · 4.625%
HK$41,171
+HK$2,361/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$77,620/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,628
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,717
−HK$1,106/mo
Today · 4.125%
HK$42,823
baseline
▲ 0.50% · 4.625%
HK$45,080
+HK$2,257/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$85,646/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$428,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,954
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,414
−HK$1,484/mo
Today · 4.125%
HK$49,898
baseline
▲ 0.50% · 4.625%
HK$52,934
+HK$3,036/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$99,796/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,235
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,636
−HK$1,422/mo
Today · 4.125%
HK$55,058
baseline
▲ 0.50% · 4.625%
HK$57,960
+HK$2,902/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$110,116/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,988 · Scale 2, in force from 26 Feb 2026)