LTV · monthly repayment
▼ 0.50% · 3.625%
HK$260,861
−HK$16,358/mo
▼ 0.25% · 3.875%
HK$268,975
−HK$8,244/mo
Today · 4.125%
HK$277,219
baseline
▲ 0.50% · 4.625%
HK$294,087
+HK$16,868/mo
Deposit HK$57.20M · loan HK$57.20M · min. income ≈ HK$554,438/mo (50% DSR)
Upfront cash ≈ HK$64.64M (deposit + AVD stamp duty HK$7,435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,205
−HK$15,679/mo
▼ 0.25% · 3.875%
HK$297,988
−HK$7,896/mo
Today · 4.125%
HK$305,884
baseline
▲ 0.50% · 4.625%
HK$322,008
+HK$16,124/mo
Deposit HK$57.20M · loan HK$57.20M · min. income ≈ HK$611,768/mo (50% DSR)
Upfront cash ≈ HK$64.64M (deposit + AVD stamp duty HK$7,435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,033
−HK$19,630/mo
▼ 0.25% · 3.875%
HK$322,770
−HK$9,893/mo
Today · 4.125%
HK$332,663
baseline
▲ 0.50% · 4.625%
HK$352,905
+HK$20,242/mo
Deposit HK$45.76M · loan HK$68.64M · min. income ≈ HK$665,326/mo (50% DSR)
Upfront cash ≈ HK$53.20M (deposit + AVD stamp duty HK$7,435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,246
−HK$18,815/mo
▼ 0.25% · 3.875%
HK$357,586
−HK$9,475/mo
Today · 4.125%
HK$367,061
baseline
▲ 0.50% · 4.625%
HK$386,409
+HK$19,348/mo
Deposit HK$45.76M · loan HK$68.64M · min. income ≈ HK$734,122/mo (50% DSR)
Upfront cash ≈ HK$53.20M (deposit + AVD stamp duty HK$7,435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,205
−HK$22,902/mo
▼ 0.25% · 3.875%
HK$376,565
−HK$11,542/mo
Today · 4.125%
HK$388,107
baseline
▲ 0.50% · 4.625%
HK$411,722
+HK$23,615/mo
Deposit HK$34.32M · loan HK$80.08M · min. income ≈ HK$776,214/mo (50% DSR)
Upfront cash ≈ HK$41.76M (deposit + AVD stamp duty HK$7,435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$406,287
−HK$21,951/mo
▼ 0.25% · 3.875%
HK$417,184
−HK$11,054/mo
Today · 4.125%
HK$428,238
baseline
▲ 0.50% · 4.625%
HK$450,811
+HK$22,573/mo
Deposit HK$34.32M · loan HK$80.08M · min. income ≈ HK$856,476/mo (50% DSR)
Upfront cash ≈ HK$41.76M (deposit + AVD stamp duty HK$7,435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$469,550
−HK$29,445/mo
▼ 0.25% · 3.875%
HK$484,155
−HK$14,840/mo
Today · 4.125%
HK$498,995
baseline
▲ 0.50% · 4.625%
HK$529,357
+HK$30,362/mo
Deposit HK$11.44M · loan HK$102.96M · min. income ≈ HK$997,990/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$7,435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$522,369
−HK$28,222/mo
▼ 0.25% · 3.875%
HK$536,379
−HK$14,212/mo
Today · 4.125%
HK$550,591
baseline
▲ 0.50% · 4.625%
HK$579,614
+HK$29,023/mo
Deposit HK$11.44M · loan HK$102.96M · min. income ≈ HK$1,101,182/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$7,435,991 · Scale 2, in force from 26 Feb 2026)