LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,086
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,898
−HK$824/mo
Today · 4.125%
HK$27,722
baseline
▲ 0.50% · 4.625%
HK$29,409
+HK$1,687/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$55,444/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,021
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,799
−HK$789/mo
Today · 4.125%
HK$30,588
baseline
▲ 0.50% · 4.625%
HK$32,201
+HK$1,613/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$61,176/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,303
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,277
−HK$989/mo
Today · 4.125%
HK$33,266
baseline
▲ 0.50% · 4.625%
HK$35,291
+HK$2,025/mo
Deposit HK$4.58M · loan HK$6.86M · min. income ≈ HK$66,532/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,825
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,759
−HK$947/mo
Today · 4.125%
HK$36,706
baseline
▲ 0.50% · 4.625%
HK$38,641
+HK$1,935/mo
Deposit HK$4.58M · loan HK$6.86M · min. income ≈ HK$73,412/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,521
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,657
−HK$1,154/mo
Today · 4.125%
HK$38,811
baseline
▲ 0.50% · 4.625%
HK$41,172
+HK$2,361/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$77,622/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,629
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,718
−HK$1,106/mo
Today · 4.125%
HK$42,824
baseline
▲ 0.50% · 4.625%
HK$45,081
+HK$2,257/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$85,648/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,955
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,416
−HK$1,484/mo
Today · 4.125%
HK$49,900
baseline
▲ 0.50% · 4.625%
HK$52,936
+HK$3,036/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$99,800/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,237
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,638
−HK$1,421/mo
Today · 4.125%
HK$55,059
baseline
▲ 0.50% · 4.625%
HK$57,961
+HK$2,902/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$110,118/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,001 · Scale 2, in force from 26 Feb 2026)