LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,087
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,899
−HK$824/mo
Today · 4.125%
HK$27,723
baseline
▲ 0.50% · 4.625%
HK$29,410
+HK$1,687/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$55,446/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,022
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,800
−HK$790/mo
Today · 4.125%
HK$30,590
baseline
▲ 0.50% · 4.625%
HK$32,202
+HK$1,612/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$61,180/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,305
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,278
−HK$990/mo
Today · 4.125%
HK$33,268
baseline
▲ 0.50% · 4.625%
HK$35,292
+HK$2,024/mo
Deposit HK$4.58M · loan HK$6.86M · min. income ≈ HK$66,536/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,826
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,760
−HK$948/mo
Today · 4.125%
HK$36,708
baseline
▲ 0.50% · 4.625%
HK$38,643
+HK$1,935/mo
Deposit HK$4.58M · loan HK$6.86M · min. income ≈ HK$73,416/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,522
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,658
−HK$1,154/mo
Today · 4.125%
HK$38,812
baseline
▲ 0.50% · 4.625%
HK$41,174
+HK$2,362/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$77,624/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,631
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,720
−HK$1,106/mo
Today · 4.125%
HK$42,826
baseline
▲ 0.50% · 4.625%
HK$45,083
+HK$2,257/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$85,652/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,957
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,418
−HK$1,484/mo
Today · 4.125%
HK$49,902
baseline
▲ 0.50% · 4.625%
HK$52,938
+HK$3,036/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$99,804/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,239
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,640
−HK$1,422/mo
Today · 4.125%
HK$55,062
baseline
▲ 0.50% · 4.625%
HK$57,964
+HK$2,902/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$110,124/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,019 · Scale 2, in force from 26 Feb 2026)