LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,089
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,900
−HK$825/mo
Today · 4.125%
HK$27,725
baseline
▲ 0.50% · 4.625%
HK$29,412
+HK$1,687/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$55,450/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,023
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,802
−HK$790/mo
Today · 4.125%
HK$30,592
baseline
▲ 0.50% · 4.625%
HK$32,204
+HK$1,612/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$61,184/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,307
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,280
−HK$990/mo
Today · 4.125%
HK$33,270
baseline
▲ 0.50% · 4.625%
HK$35,294
+HK$2,024/mo
Deposit HK$4.58M · loan HK$6.86M · min. income ≈ HK$66,540/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,828
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,762
−HK$948/mo
Today · 4.125%
HK$36,710
baseline
▲ 0.50% · 4.625%
HK$38,645
+HK$1,935/mo
Deposit HK$4.58M · loan HK$6.86M · min. income ≈ HK$73,420/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,524
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,660
−HK$1,155/mo
Today · 4.125%
HK$38,815
baseline
▲ 0.50% · 4.625%
HK$41,176
+HK$2,361/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$77,630/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,633
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,723
−HK$1,105/mo
Today · 4.125%
HK$42,828
baseline
▲ 0.50% · 4.625%
HK$45,086
+HK$2,258/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$85,656/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,960
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,420
−HK$1,485/mo
Today · 4.125%
HK$49,905
baseline
▲ 0.50% · 4.625%
HK$52,941
+HK$3,036/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$99,810/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,242
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,643
−HK$1,422/mo
Today · 4.125%
HK$55,065
baseline
▲ 0.50% · 4.625%
HK$57,967
+HK$2,902/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$110,130/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,044 · Scale 2, in force from 26 Feb 2026)