LTV · monthly repayment
▼ 0.50% · 3.625%
HK$260,921
−HK$16,362/mo
▼ 0.25% · 3.875%
HK$269,037
−HK$8,246/mo
Today · 4.125%
HK$277,283
baseline
▲ 0.50% · 4.625%
HK$294,155
+HK$16,872/mo
Deposit HK$57.21M · loan HK$57.21M · min. income ≈ HK$554,566/mo (50% DSR)
Upfront cash ≈ HK$64.65M (deposit + AVD stamp duty HK$7,437,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,272
−HK$15,682/mo
▼ 0.25% · 3.875%
HK$298,057
−HK$7,897/mo
Today · 4.125%
HK$305,954
baseline
▲ 0.50% · 4.625%
HK$322,082
+HK$16,128/mo
Deposit HK$57.21M · loan HK$57.21M · min. income ≈ HK$611,908/mo (50% DSR)
Upfront cash ≈ HK$64.65M (deposit + AVD stamp duty HK$7,437,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,105
−HK$19,635/mo
▼ 0.25% · 3.875%
HK$322,844
−HK$9,896/mo
Today · 4.125%
HK$332,740
baseline
▲ 0.50% · 4.625%
HK$352,986
+HK$20,246/mo
Deposit HK$45.77M · loan HK$68.66M · min. income ≈ HK$665,480/mo (50% DSR)
Upfront cash ≈ HK$53.21M (deposit + AVD stamp duty HK$7,437,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,326
−HK$18,819/mo
▼ 0.25% · 3.875%
HK$357,668
−HK$9,477/mo
Today · 4.125%
HK$367,145
baseline
▲ 0.50% · 4.625%
HK$386,498
+HK$19,353/mo
Deposit HK$45.77M · loan HK$68.66M · min. income ≈ HK$734,290/mo (50% DSR)
Upfront cash ≈ HK$53.21M (deposit + AVD stamp duty HK$7,437,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,289
−HK$22,907/mo
▼ 0.25% · 3.875%
HK$376,652
−HK$11,544/mo
Today · 4.125%
HK$388,196
baseline
▲ 0.50% · 4.625%
HK$411,817
+HK$23,621/mo
Deposit HK$34.33M · loan HK$80.10M · min. income ≈ HK$776,392/mo (50% DSR)
Upfront cash ≈ HK$41.77M (deposit + AVD stamp duty HK$7,437,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$406,381
−HK$21,955/mo
▼ 0.25% · 3.875%
HK$417,280
−HK$11,056/mo
Today · 4.125%
HK$428,336
baseline
▲ 0.50% · 4.625%
HK$450,914
+HK$22,578/mo
Deposit HK$34.33M · loan HK$80.10M · min. income ≈ HK$856,672/mo (50% DSR)
Upfront cash ≈ HK$41.77M (deposit + AVD stamp duty HK$7,437,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$469,658
−HK$29,451/mo
▼ 0.25% · 3.875%
HK$484,267
−HK$14,842/mo
Today · 4.125%
HK$499,109
baseline
▲ 0.50% · 4.625%
HK$529,479
+HK$30,370/mo
Deposit HK$11.44M · loan HK$102.98M · min. income ≈ HK$998,218/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$7,437,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$522,489
−HK$28,229/mo
▼ 0.25% · 3.875%
HK$536,502
−HK$14,216/mo
Today · 4.125%
HK$550,718
baseline
▲ 0.50% · 4.625%
HK$579,747
+HK$29,029/mo
Deposit HK$11.44M · loan HK$102.98M · min. income ≈ HK$1,101,436/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$7,437,698 · Scale 2, in force from 26 Feb 2026)