LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,097
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,908
−HK$825/mo
Today · 4.125%
HK$27,733
baseline
▲ 0.50% · 4.625%
HK$29,421
+HK$1,688/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$55,466/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,032
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,811
−HK$790/mo
Today · 4.125%
HK$30,601
baseline
▲ 0.50% · 4.625%
HK$32,214
+HK$1,613/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$61,202/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,316
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,290
−HK$990/mo
Today · 4.125%
HK$33,280
baseline
▲ 0.50% · 4.625%
HK$35,305
+HK$2,025/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$66,560/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,839
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,773
−HK$948/mo
Today · 4.125%
HK$36,721
baseline
▲ 0.50% · 4.625%
HK$38,657
+HK$1,936/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$73,442/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,535
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,672
−HK$1,154/mo
Today · 4.125%
HK$38,826
baseline
▲ 0.50% · 4.625%
HK$41,189
+HK$2,363/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$77,652/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,645
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,735
−HK$1,106/mo
Today · 4.125%
HK$42,841
baseline
▲ 0.50% · 4.625%
HK$45,099
+HK$2,258/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$85,682/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,974
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,435
−HK$1,485/mo
Today · 4.125%
HK$49,920
baseline
▲ 0.50% · 4.625%
HK$52,957
+HK$3,037/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$99,840/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,258
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,660
−HK$1,421/mo
Today · 4.125%
HK$55,081
baseline
▲ 0.50% · 4.625%
HK$57,985
+HK$2,904/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$110,162/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,173 · Scale 2, in force from 26 Feb 2026)