LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,101
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,912
−HK$825/mo
Today · 4.125%
HK$27,737
baseline
▲ 0.50% · 4.625%
HK$29,425
+HK$1,688/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$55,474/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,037
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,815
−HK$790/mo
Today · 4.125%
HK$30,605
baseline
▲ 0.50% · 4.625%
HK$32,219
+HK$1,614/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$61,210/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,321
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,295
−HK$990/mo
Today · 4.125%
HK$33,285
baseline
▲ 0.50% · 4.625%
HK$35,310
+HK$2,025/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$66,570/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,844
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,778
−HK$949/mo
Today · 4.125%
HK$36,727
baseline
▲ 0.50% · 4.625%
HK$38,662
+HK$1,935/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$73,454/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,541
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,677
−HK$1,155/mo
Today · 4.125%
HK$38,832
baseline
▲ 0.50% · 4.625%
HK$41,195
+HK$2,363/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$77,664/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,651
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,742
−HK$1,106/mo
Today · 4.125%
HK$42,848
baseline
▲ 0.50% · 4.625%
HK$45,106
+HK$2,258/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$85,696/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,981
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,442
−HK$1,485/mo
Today · 4.125%
HK$49,927
baseline
▲ 0.50% · 4.625%
HK$52,965
+HK$3,038/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$99,854/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,266
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,668
−HK$1,422/mo
Today · 4.125%
HK$55,090
baseline
▲ 0.50% · 4.625%
HK$57,994
+HK$2,904/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$110,180/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,238 · Scale 2, in force from 26 Feb 2026)