LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,103
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,915
−HK$825/mo
Today · 4.125%
HK$27,740
baseline
▲ 0.50% · 4.625%
HK$29,428
+HK$1,688/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$55,480/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,040
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,818
−HK$791/mo
Today · 4.125%
HK$30,609
baseline
▲ 0.50% · 4.625%
HK$32,222
+HK$1,613/mo
Deposit HK$5.72M · loan HK$5.72M · min. income ≈ HK$61,218/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,324
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,298
−HK$990/mo
Today · 4.125%
HK$33,288
baseline
▲ 0.50% · 4.625%
HK$35,314
+HK$2,026/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$66,576/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,848
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,782
−HK$948/mo
Today · 4.125%
HK$36,730
baseline
▲ 0.50% · 4.625%
HK$38,666
+HK$1,936/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$73,460/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,545
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,681
−HK$1,155/mo
Today · 4.125%
HK$38,836
baseline
▲ 0.50% · 4.625%
HK$41,199
+HK$2,363/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$77,672/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,655
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,746
−HK$1,106/mo
Today · 4.125%
HK$42,852
baseline
▲ 0.50% · 4.625%
HK$45,111
+HK$2,259/mo
Deposit HK$3.43M · loan HK$8.01M · min. income ≈ HK$85,704/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,986
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,447
−HK$1,485/mo
Today · 4.125%
HK$49,932
baseline
▲ 0.50% · 4.625%
HK$52,971
+HK$3,039/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$99,864/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,271
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,673
−HK$1,422/mo
Today · 4.125%
HK$55,095
baseline
▲ 0.50% · 4.625%
HK$58,000
+HK$2,905/mo
Deposit HK$1.14M · loan HK$10.30M · min. income ≈ HK$110,190/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,282 · Scale 2, in force from 26 Feb 2026)