LTV · monthly repayment
▼ 0.50% · 3.625%
HK$261,092
−HK$16,373/mo
▼ 0.25% · 3.875%
HK$269,214
−HK$8,251/mo
Today · 4.125%
HK$277,465
baseline
▲ 0.50% · 4.625%
HK$294,348
+HK$16,883/mo
Deposit HK$57.25M · loan HK$57.25M · min. income ≈ HK$554,930/mo (50% DSR)
Upfront cash ≈ HK$64.69M (deposit + AVD stamp duty HK$7,442,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,463
−HK$15,693/mo
▼ 0.25% · 3.875%
HK$298,253
−HK$7,903/mo
Today · 4.125%
HK$306,156
baseline
▲ 0.50% · 4.625%
HK$322,293
+HK$16,137/mo
Deposit HK$57.25M · loan HK$57.25M · min. income ≈ HK$612,312/mo (50% DSR)
Upfront cash ≈ HK$64.69M (deposit + AVD stamp duty HK$7,442,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,311
−HK$19,647/mo
▼ 0.25% · 3.875%
HK$323,057
−HK$9,901/mo
Today · 4.125%
HK$332,958
baseline
▲ 0.50% · 4.625%
HK$353,218
+HK$20,260/mo
Deposit HK$45.80M · loan HK$68.70M · min. income ≈ HK$665,916/mo (50% DSR)
Upfront cash ≈ HK$53.24M (deposit + AVD stamp duty HK$7,442,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,555
−HK$18,832/mo
▼ 0.25% · 3.875%
HK$357,903
−HK$9,484/mo
Today · 4.125%
HK$367,387
baseline
▲ 0.50% · 4.625%
HK$386,752
+HK$19,365/mo
Deposit HK$45.80M · loan HK$68.70M · min. income ≈ HK$734,774/mo (50% DSR)
Upfront cash ≈ HK$53.24M (deposit + AVD stamp duty HK$7,442,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,529
−HK$22,922/mo
▼ 0.25% · 3.875%
HK$376,900
−HK$11,551/mo
Today · 4.125%
HK$388,451
baseline
▲ 0.50% · 4.625%
HK$412,088
+HK$23,637/mo
Deposit HK$34.35M · loan HK$80.15M · min. income ≈ HK$776,902/mo (50% DSR)
Upfront cash ≈ HK$41.79M (deposit + AVD stamp duty HK$7,442,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$406,648
−HK$21,970/mo
▼ 0.25% · 3.875%
HK$417,554
−HK$11,064/mo
Today · 4.125%
HK$428,618
baseline
▲ 0.50% · 4.625%
HK$451,211
+HK$22,593/mo
Deposit HK$34.35M · loan HK$80.15M · min. income ≈ HK$857,236/mo (50% DSR)
Upfront cash ≈ HK$41.79M (deposit + AVD stamp duty HK$7,442,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$469,966
−HK$29,471/mo
▼ 0.25% · 3.875%
HK$484,585
−HK$14,852/mo
Today · 4.125%
HK$499,437
baseline
▲ 0.50% · 4.625%
HK$529,827
+HK$30,390/mo
Deposit HK$11.45M · loan HK$103.05M · min. income ≈ HK$998,874/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$7,442,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$522,833
−HK$28,247/mo
▼ 0.25% · 3.875%
HK$536,855
−HK$14,225/mo
Today · 4.125%
HK$551,080
baseline
▲ 0.50% · 4.625%
HK$580,128
+HK$29,048/mo
Deposit HK$11.45M · loan HK$103.05M · min. income ≈ HK$1,102,160/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$7,442,589 · Scale 2, in force from 26 Feb 2026)