LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,112
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,924
−HK$825/mo
Today · 4.125%
HK$27,749
baseline
▲ 0.50% · 4.625%
HK$29,437
+HK$1,688/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,498/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,049
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,828
−HK$790/mo
Today · 4.125%
HK$30,618
baseline
▲ 0.50% · 4.625%
HK$32,232
+HK$1,614/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,236/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$429,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,334
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,309
−HK$990/mo
Today · 4.125%
HK$33,299
baseline
▲ 0.50% · 4.625%
HK$35,325
+HK$2,026/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$66,598/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,859
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,794
−HK$948/mo
Today · 4.125%
HK$36,742
baseline
▲ 0.50% · 4.625%
HK$38,679
+HK$1,937/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$73,484/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,556
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,693
−HK$1,156/mo
Today · 4.125%
HK$38,849
baseline
▲ 0.50% · 4.625%
HK$41,212
+HK$2,363/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,698/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,668
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,759
−HK$1,107/mo
Today · 4.125%
HK$42,866
baseline
▲ 0.50% · 4.625%
HK$45,125
+HK$2,259/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,732/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$429,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,001
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,463
−HK$1,485/mo
Today · 4.125%
HK$49,948
baseline
▲ 0.50% · 4.625%
HK$52,987
+HK$3,039/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,896/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,288
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,690
−HK$1,423/mo
Today · 4.125%
HK$55,113
baseline
▲ 0.50% · 4.625%
HK$58,018
+HK$2,905/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,226/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,419 · Scale 2, in force from 26 Feb 2026)