LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,115
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,928
−HK$825/mo
Today · 4.125%
HK$27,753
baseline
▲ 0.50% · 4.625%
HK$29,442
+HK$1,689/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,506/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,053
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,832
−HK$791/mo
Today · 4.125%
HK$30,623
baseline
▲ 0.50% · 4.625%
HK$32,237
+HK$1,614/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,246/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,338
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,313
−HK$991/mo
Today · 4.125%
HK$33,304
baseline
▲ 0.50% · 4.625%
HK$35,330
+HK$2,026/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$66,608/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,864
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,799
−HK$948/mo
Today · 4.125%
HK$36,747
baseline
▲ 0.50% · 4.625%
HK$38,684
+HK$1,937/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$73,494/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,562
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,699
−HK$1,155/mo
Today · 4.125%
HK$38,854
baseline
▲ 0.50% · 4.625%
HK$41,218
+HK$2,364/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,708/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,674
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,765
−HK$1,107/mo
Today · 4.125%
HK$42,872
baseline
▲ 0.50% · 4.625%
HK$45,132
+HK$2,260/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,744/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,008
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,470
−HK$1,485/mo
Today · 4.125%
HK$49,955
baseline
▲ 0.50% · 4.625%
HK$52,995
+HK$3,040/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,910/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,296
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,698
−HK$1,423/mo
Today · 4.125%
HK$55,121
baseline
▲ 0.50% · 4.625%
HK$58,026
+HK$2,905/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,242/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,481 · Scale 2, in force from 26 Feb 2026)