LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,117
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,929
−HK$826/mo
Today · 4.125%
HK$27,755
baseline
▲ 0.50% · 4.625%
HK$29,443
+HK$1,688/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,510/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,055
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,834
−HK$791/mo
Today · 4.125%
HK$30,625
baseline
▲ 0.50% · 4.625%
HK$32,239
+HK$1,614/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,250/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,340
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,315
−HK$991/mo
Today · 4.125%
HK$33,306
baseline
▲ 0.50% · 4.625%
HK$35,332
+HK$2,026/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$66,612/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,866
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,801
−HK$948/mo
Today · 4.125%
HK$36,749
baseline
▲ 0.50% · 4.625%
HK$38,687
+HK$1,938/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$73,498/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,564
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,701
−HK$1,155/mo
Today · 4.125%
HK$38,856
baseline
▲ 0.50% · 4.625%
HK$41,221
+HK$2,365/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,712/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,677
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,768
−HK$1,106/mo
Today · 4.125%
HK$42,874
baseline
▲ 0.50% · 4.625%
HK$45,134
+HK$2,260/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,748/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,010
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,473
−HK$1,485/mo
Today · 4.125%
HK$49,958
baseline
▲ 0.50% · 4.625%
HK$52,998
+HK$3,040/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,916/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,299
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,701
−HK$1,423/mo
Today · 4.125%
HK$55,124
baseline
▲ 0.50% · 4.625%
HK$58,030
+HK$2,906/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,248/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,506 · Scale 2, in force from 26 Feb 2026)