LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,117
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,930
−HK$825/mo
Today · 4.125%
HK$27,755
baseline
▲ 0.50% · 4.625%
HK$29,444
+HK$1,689/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,510/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,055
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,835
−HK$790/mo
Today · 4.125%
HK$30,625
baseline
▲ 0.50% · 4.625%
HK$32,240
+HK$1,615/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,250/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,341
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,316
−HK$990/mo
Today · 4.125%
HK$33,306
baseline
▲ 0.50% · 4.625%
HK$35,333
+HK$2,027/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$66,612/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,867
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,802
−HK$948/mo
Today · 4.125%
HK$36,750
baseline
▲ 0.50% · 4.625%
HK$38,687
+HK$1,937/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$73,500/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,564
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,702
−HK$1,155/mo
Today · 4.125%
HK$38,857
baseline
▲ 0.50% · 4.625%
HK$41,222
+HK$2,365/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,714/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,678
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,769
−HK$1,106/mo
Today · 4.125%
HK$42,875
baseline
▲ 0.50% · 4.625%
HK$45,135
+HK$2,260/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,750/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,011
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,474
−HK$1,486/mo
Today · 4.125%
HK$49,960
baseline
▲ 0.50% · 4.625%
HK$52,999
+HK$3,039/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,920/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,300
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,702
−HK$1,423/mo
Today · 4.125%
HK$55,125
baseline
▲ 0.50% · 4.625%
HK$58,031
+HK$2,906/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,250/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,516 · Scale 2, in force from 26 Feb 2026)