LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,118
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,930
−HK$826/mo
Today · 4.125%
HK$27,756
baseline
▲ 0.50% · 4.625%
HK$29,444
+HK$1,688/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,512/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,056
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,835
−HK$791/mo
Today · 4.125%
HK$30,626
baseline
▲ 0.50% · 4.625%
HK$32,240
+HK$1,614/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,252/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,341
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,316
−HK$991/mo
Today · 4.125%
HK$33,307
baseline
▲ 0.50% · 4.625%
HK$35,333
+HK$2,026/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$66,614/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,867
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,802
−HK$949/mo
Today · 4.125%
HK$36,751
baseline
▲ 0.50% · 4.625%
HK$38,688
+HK$1,937/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$73,502/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,565
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,702
−HK$1,156/mo
Today · 4.125%
HK$38,858
baseline
▲ 0.50% · 4.625%
HK$41,222
+HK$2,364/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,716/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,678
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,769
−HK$1,107/mo
Today · 4.125%
HK$42,876
baseline
▲ 0.50% · 4.625%
HK$45,136
+HK$2,260/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,752/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,012
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,474
−HK$1,486/mo
Today · 4.125%
HK$49,960
baseline
▲ 0.50% · 4.625%
HK$53,000
+HK$3,040/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,920/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,300
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,703
−HK$1,423/mo
Today · 4.125%
HK$55,126
baseline
▲ 0.50% · 4.625%
HK$58,032
+HK$2,906/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,252/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,521 · Scale 2, in force from 26 Feb 2026)