LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,118
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,931
−HK$825/mo
Today · 4.125%
HK$27,756
baseline
▲ 0.50% · 4.625%
HK$29,445
+HK$1,689/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,512/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,056
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,836
−HK$790/mo
Today · 4.125%
HK$30,626
baseline
▲ 0.50% · 4.625%
HK$32,240
+HK$1,614/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,252/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,342
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,317
−HK$990/mo
Today · 4.125%
HK$33,307
baseline
▲ 0.50% · 4.625%
HK$35,334
+HK$2,027/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$66,614/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,868
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,803
−HK$948/mo
Today · 4.125%
HK$36,751
baseline
▲ 0.50% · 4.625%
HK$38,689
+HK$1,938/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$73,502/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,566
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,703
−HK$1,156/mo
Today · 4.125%
HK$38,859
baseline
▲ 0.50% · 4.625%
HK$41,223
+HK$2,364/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,718/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,679
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,770
−HK$1,107/mo
Today · 4.125%
HK$42,877
baseline
▲ 0.50% · 4.625%
HK$45,137
+HK$2,260/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,754/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,013
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,475
−HK$1,486/mo
Today · 4.125%
HK$49,961
baseline
▲ 0.50% · 4.625%
HK$53,001
+HK$3,040/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,922/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,301
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,704
−HK$1,423/mo
Today · 4.125%
HK$55,127
baseline
▲ 0.50% · 4.625%
HK$58,033
+HK$2,906/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,254/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,529 · Scale 2, in force from 26 Feb 2026)