LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,119
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,932
−HK$825/mo
Today · 4.125%
HK$27,757
baseline
▲ 0.50% · 4.625%
HK$29,446
+HK$1,689/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,514/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,057
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,837
−HK$790/mo
Today · 4.125%
HK$30,627
baseline
▲ 0.50% · 4.625%
HK$32,242
+HK$1,615/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,254/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,343
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,318
−HK$991/mo
Today · 4.125%
HK$33,309
baseline
▲ 0.50% · 4.625%
HK$35,335
+HK$2,026/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$66,618/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,869
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,804
−HK$949/mo
Today · 4.125%
HK$36,753
baseline
▲ 0.50% · 4.625%
HK$38,690
+HK$1,937/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$73,506/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,567
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,704
−HK$1,156/mo
Today · 4.125%
HK$38,860
baseline
▲ 0.50% · 4.625%
HK$41,225
+HK$2,365/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,720/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,680
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,771
−HK$1,107/mo
Today · 4.125%
HK$42,878
baseline
▲ 0.50% · 4.625%
HK$45,138
+HK$2,260/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,756/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,015
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,477
−HK$1,486/mo
Today · 4.125%
HK$49,963
baseline
▲ 0.50% · 4.625%
HK$53,003
+HK$3,040/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,926/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,303
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,706
−HK$1,423/mo
Today · 4.125%
HK$55,129
baseline
▲ 0.50% · 4.625%
HK$58,035
+HK$2,906/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,258/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$429,545 · Scale 2, in force from 26 Feb 2026)