LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,121
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,933
−HK$826/mo
Today · 4.125%
HK$27,759
baseline
▲ 0.50% · 4.625%
HK$29,448
+HK$1,689/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,518/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,059
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,839
−HK$790/mo
Today · 4.125%
HK$30,629
baseline
▲ 0.50% · 4.625%
HK$32,244
+HK$1,615/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,258/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,345
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,320
−HK$991/mo
Today · 4.125%
HK$33,311
baseline
▲ 0.50% · 4.625%
HK$35,338
+HK$2,027/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$66,622/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,871
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,806
−HK$949/mo
Today · 4.125%
HK$36,755
baseline
▲ 0.50% · 4.625%
HK$38,693
+HK$1,938/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$73,510/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,569
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,707
−HK$1,156/mo
Today · 4.125%
HK$38,863
baseline
▲ 0.50% · 4.625%
HK$41,227
+HK$2,364/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,726/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,683
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,774
−HK$1,107/mo
Today · 4.125%
HK$42,881
baseline
▲ 0.50% · 4.625%
HK$45,141
+HK$2,260/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,762/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,018
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,480
−HK$1,486/mo
Today · 4.125%
HK$49,966
baseline
▲ 0.50% · 4.625%
HK$53,006
+HK$3,040/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,932/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,307
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,710
−HK$1,423/mo
Today · 4.125%
HK$55,133
baseline
▲ 0.50% · 4.625%
HK$58,039
+HK$2,906/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,266/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,573 · Scale 2, in force from 26 Feb 2026)