LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,125
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,938
−HK$826/mo
Today · 4.125%
HK$27,764
baseline
▲ 0.50% · 4.625%
HK$29,453
+HK$1,689/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,528/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,064
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,844
−HK$790/mo
Today · 4.125%
HK$30,634
baseline
▲ 0.50% · 4.625%
HK$32,249
+HK$1,615/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,268/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,350
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,326
−HK$990/mo
Today · 4.125%
HK$33,316
baseline
▲ 0.50% · 4.625%
HK$35,344
+HK$2,028/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$66,632/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,877
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,812
−HK$949/mo
Today · 4.125%
HK$36,761
baseline
▲ 0.50% · 4.625%
HK$38,699
+HK$1,938/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$73,522/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,576
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,713
−HK$1,156/mo
Today · 4.125%
HK$38,869
baseline
▲ 0.50% · 4.625%
HK$41,234
+HK$2,365/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,738/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,690
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,781
−HK$1,107/mo
Today · 4.125%
HK$42,888
baseline
▲ 0.50% · 4.625%
HK$45,149
+HK$2,261/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,776/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,026
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,488
−HK$1,487/mo
Today · 4.125%
HK$49,975
baseline
▲ 0.50% · 4.625%
HK$53,015
+HK$3,040/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,950/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,316
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,719
−HK$1,423/mo
Today · 4.125%
HK$55,142
baseline
▲ 0.50% · 4.625%
HK$58,049
+HK$2,907/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,284/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,646 · Scale 2, in force from 26 Feb 2026)