LTV · monthly repayment
▼ 0.50% · 3.625%
HK$261,265
−HK$16,383/mo
▼ 0.25% · 3.875%
HK$269,392
−HK$8,256/mo
Today · 4.125%
HK$277,648
baseline
▲ 0.50% · 4.625%
HK$294,543
+HK$16,895/mo
Deposit HK$57.29M · loan HK$57.29M · min. income ≈ HK$555,296/mo (50% DSR)
Upfront cash ≈ HK$64.74M (deposit + AVD stamp duty HK$7,447,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,654
−HK$15,704/mo
▼ 0.25% · 3.875%
HK$298,450
−HK$7,908/mo
Today · 4.125%
HK$306,358
baseline
▲ 0.50% · 4.625%
HK$322,506
+HK$16,148/mo
Deposit HK$57.29M · loan HK$57.29M · min. income ≈ HK$612,716/mo (50% DSR)
Upfront cash ≈ HK$64.74M (deposit + AVD stamp duty HK$7,447,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,518
−HK$19,660/mo
▼ 0.25% · 3.875%
HK$323,270
−HK$9,908/mo
Today · 4.125%
HK$333,178
baseline
▲ 0.50% · 4.625%
HK$353,451
+HK$20,273/mo
Deposit HK$45.83M · loan HK$68.75M · min. income ≈ HK$666,356/mo (50% DSR)
Upfront cash ≈ HK$53.28M (deposit + AVD stamp duty HK$7,447,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,785
−HK$18,844/mo
▼ 0.25% · 3.875%
HK$358,139
−HK$9,490/mo
Today · 4.125%
HK$367,629
baseline
▲ 0.50% · 4.625%
HK$387,007
+HK$19,378/mo
Deposit HK$45.83M · loan HK$68.75M · min. income ≈ HK$735,258/mo (50% DSR)
Upfront cash ≈ HK$53.28M (deposit + AVD stamp duty HK$7,447,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,771
−HK$22,937/mo
▼ 0.25% · 3.875%
HK$377,148
−HK$11,560/mo
Today · 4.125%
HK$388,708
baseline
▲ 0.50% · 4.625%
HK$412,360
+HK$23,652/mo
Deposit HK$34.37M · loan HK$80.20M · min. income ≈ HK$777,416/mo (50% DSR)
Upfront cash ≈ HK$41.82M (deposit + AVD stamp duty HK$7,447,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$406,916
−HK$21,985/mo
▼ 0.25% · 3.875%
HK$417,829
−HK$11,072/mo
Today · 4.125%
HK$428,901
baseline
▲ 0.50% · 4.625%
HK$451,508
+HK$22,607/mo
Deposit HK$34.37M · loan HK$80.20M · min. income ≈ HK$857,802/mo (50% DSR)
Upfront cash ≈ HK$41.82M (deposit + AVD stamp duty HK$7,447,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$470,276
−HK$29,491/mo
▼ 0.25% · 3.875%
HK$484,905
−HK$14,862/mo
Today · 4.125%
HK$499,767
baseline
▲ 0.50% · 4.625%
HK$530,177
+HK$30,410/mo
Deposit HK$11.46M · loan HK$103.12M · min. income ≈ HK$999,534/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$7,447,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$523,178
−HK$28,266/mo
▼ 0.25% · 3.875%
HK$537,209
−HK$14,235/mo
Today · 4.125%
HK$551,444
baseline
▲ 0.50% · 4.625%
HK$580,511
+HK$29,067/mo
Deposit HK$11.46M · loan HK$103.12M · min. income ≈ HK$1,102,888/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$7,447,498 · Scale 2, in force from 26 Feb 2026)