LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,128
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,941
−HK$825/mo
Today · 4.125%
HK$27,766
baseline
▲ 0.50% · 4.625%
HK$29,456
+HK$1,690/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,532/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,067
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,846
−HK$791/mo
Today · 4.125%
HK$30,637
baseline
▲ 0.50% · 4.625%
HK$32,252
+HK$1,615/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,274/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,353
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,329
−HK$990/mo
Today · 4.125%
HK$33,319
baseline
▲ 0.50% · 4.625%
HK$35,347
+HK$2,028/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$66,638/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,880
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,816
−HK$949/mo
Today · 4.125%
HK$36,765
baseline
▲ 0.50% · 4.625%
HK$38,703
+HK$1,938/mo
Deposit HK$4.58M · loan HK$6.87M · min. income ≈ HK$73,530/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,579
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,717
−HK$1,156/mo
Today · 4.125%
HK$38,873
baseline
▲ 0.50% · 4.625%
HK$41,238
+HK$2,365/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,746/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,694
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,785
−HK$1,107/mo
Today · 4.125%
HK$42,892
baseline
▲ 0.50% · 4.625%
HK$45,153
+HK$2,261/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,784/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,030
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,493
−HK$1,486/mo
Today · 4.125%
HK$49,979
baseline
▲ 0.50% · 4.625%
HK$53,020
+HK$3,041/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,958/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,320
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,724
−HK$1,423/mo
Today · 4.125%
HK$55,147
baseline
▲ 0.50% · 4.625%
HK$58,054
+HK$2,907/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,294/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,686 · Scale 2, in force from 26 Feb 2026)