LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,129
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,942
−HK$825/mo
Today · 4.125%
HK$27,767
baseline
▲ 0.50% · 4.625%
HK$29,457
+HK$1,690/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,534/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,068
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,848
−HK$791/mo
Today · 4.125%
HK$30,639
baseline
▲ 0.50% · 4.625%
HK$32,254
+HK$1,615/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,278/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,355
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,330
−HK$991/mo
Today · 4.125%
HK$33,321
baseline
▲ 0.50% · 4.625%
HK$35,348
+HK$2,027/mo
Deposit HK$4.58M · loan HK$6.88M · min. income ≈ HK$66,642/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,882
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,817
−HK$949/mo
Today · 4.125%
HK$36,766
baseline
▲ 0.50% · 4.625%
HK$38,704
+HK$1,938/mo
Deposit HK$4.58M · loan HK$6.88M · min. income ≈ HK$73,532/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,580
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,718
−HK$1,156/mo
Today · 4.125%
HK$38,874
baseline
▲ 0.50% · 4.625%
HK$41,240
+HK$2,366/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,748/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,695
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,787
−HK$1,107/mo
Today · 4.125%
HK$42,894
baseline
▲ 0.50% · 4.625%
HK$45,155
+HK$2,261/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,788/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,032
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,495
−HK$1,486/mo
Today · 4.125%
HK$49,981
baseline
▲ 0.50% · 4.625%
HK$53,023
+HK$3,042/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,962/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,323
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,726
−HK$1,423/mo
Today · 4.125%
HK$55,149
baseline
▲ 0.50% · 4.625%
HK$58,056
+HK$2,907/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,298/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,703 · Scale 2, in force from 26 Feb 2026)