LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,130
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,943
−HK$826/mo
Today · 4.125%
HK$27,769
baseline
▲ 0.50% · 4.625%
HK$29,458
+HK$1,689/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,538/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,069
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,849
−HK$791/mo
Today · 4.125%
HK$30,640
baseline
▲ 0.50% · 4.625%
HK$32,255
+HK$1,615/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,280/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,356
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,331
−HK$991/mo
Today · 4.125%
HK$33,322
baseline
▲ 0.50% · 4.625%
HK$35,350
+HK$2,028/mo
Deposit HK$4.58M · loan HK$6.88M · min. income ≈ HK$66,644/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,883
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,819
−HK$949/mo
Today · 4.125%
HK$36,768
baseline
▲ 0.50% · 4.625%
HK$38,706
+HK$1,938/mo
Deposit HK$4.58M · loan HK$6.88M · min. income ≈ HK$73,536/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,582
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,720
−HK$1,156/mo
Today · 4.125%
HK$38,876
baseline
▲ 0.50% · 4.625%
HK$41,242
+HK$2,366/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,752/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,697
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,789
−HK$1,107/mo
Today · 4.125%
HK$42,896
baseline
▲ 0.50% · 4.625%
HK$45,157
+HK$2,261/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,792/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,034
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,497
−HK$1,487/mo
Today · 4.125%
HK$49,984
baseline
▲ 0.50% · 4.625%
HK$53,025
+HK$3,041/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,968/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,325
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,728
−HK$1,424/mo
Today · 4.125%
HK$55,152
baseline
▲ 0.50% · 4.625%
HK$58,059
+HK$2,907/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,304/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,723 · Scale 2, in force from 26 Feb 2026)