LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,131
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,944
−HK$826/mo
Today · 4.125%
HK$27,770
baseline
▲ 0.50% · 4.625%
HK$29,459
+HK$1,689/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,540/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,070
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,850
−HK$791/mo
Today · 4.125%
HK$30,641
baseline
▲ 0.50% · 4.625%
HK$32,256
+HK$1,615/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,282/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,357
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,333
−HK$991/mo
Today · 4.125%
HK$33,324
baseline
▲ 0.50% · 4.625%
HK$35,351
+HK$2,027/mo
Deposit HK$4.58M · loan HK$6.88M · min. income ≈ HK$66,648/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,885
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,820
−HK$949/mo
Today · 4.125%
HK$36,769
baseline
▲ 0.50% · 4.625%
HK$38,707
+HK$1,938/mo
Deposit HK$4.58M · loan HK$6.88M · min. income ≈ HK$73,538/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,583
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,721
−HK$1,156/mo
Today · 4.125%
HK$38,877
baseline
▲ 0.50% · 4.625%
HK$41,243
+HK$2,366/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,754/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,699
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,790
−HK$1,107/mo
Today · 4.125%
HK$42,897
baseline
▲ 0.50% · 4.625%
HK$45,159
+HK$2,262/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,794/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,036
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,499
−HK$1,486/mo
Today · 4.125%
HK$49,985
baseline
▲ 0.50% · 4.625%
HK$53,027
+HK$3,042/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,970/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,327
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,730
−HK$1,424/mo
Today · 4.125%
HK$55,154
baseline
▲ 0.50% · 4.625%
HK$58,061
+HK$2,907/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,308/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,738 · Scale 2, in force from 26 Feb 2026)