LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,132
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,945
−HK$826/mo
Today · 4.125%
HK$27,771
baseline
▲ 0.50% · 4.625%
HK$29,461
+HK$1,690/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,542/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,072
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,852
−HK$790/mo
Today · 4.125%
HK$30,642
baseline
▲ 0.50% · 4.625%
HK$32,258
+HK$1,616/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,284/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,359
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,334
−HK$991/mo
Today · 4.125%
HK$33,325
baseline
▲ 0.50% · 4.625%
HK$35,353
+HK$2,028/mo
Deposit HK$4.58M · loan HK$6.88M · min. income ≈ HK$66,650/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,886
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,822
−HK$949/mo
Today · 4.125%
HK$36,771
baseline
▲ 0.50% · 4.625%
HK$38,709
+HK$1,938/mo
Deposit HK$4.58M · loan HK$6.88M · min. income ≈ HK$73,542/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,585
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,723
−HK$1,156/mo
Today · 4.125%
HK$38,879
baseline
▲ 0.50% · 4.625%
HK$41,245
+HK$2,366/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,758/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,701
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,792
−HK$1,107/mo
Today · 4.125%
HK$42,899
baseline
▲ 0.50% · 4.625%
HK$45,161
+HK$2,262/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,798/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,038
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,501
−HK$1,487/mo
Today · 4.125%
HK$49,988
baseline
▲ 0.50% · 4.625%
HK$53,029
+HK$3,041/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$99,976/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,329
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,733
−HK$1,423/mo
Today · 4.125%
HK$55,156
baseline
▲ 0.50% · 4.625%
HK$58,064
+HK$2,908/mo
Deposit HK$1.15M · loan HK$10.31M · min. income ≈ HK$110,312/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,758 · Scale 2, in force from 26 Feb 2026)