LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,135
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,948
−HK$826/mo
Today · 4.125%
HK$27,774
baseline
▲ 0.50% · 4.625%
HK$29,464
+HK$1,690/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,548/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,075
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,855
−HK$791/mo
Today · 4.125%
HK$30,646
baseline
▲ 0.50% · 4.625%
HK$32,262
+HK$1,616/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,292/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,362
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,338
−HK$991/mo
Today · 4.125%
HK$33,329
baseline
▲ 0.50% · 4.625%
HK$35,357
+HK$2,028/mo
Deposit HK$4.58M · loan HK$6.88M · min. income ≈ HK$66,658/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,890
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,826
−HK$949/mo
Today · 4.125%
HK$36,775
baseline
▲ 0.50% · 4.625%
HK$38,714
+HK$1,939/mo
Deposit HK$4.58M · loan HK$6.88M · min. income ≈ HK$73,550/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,589
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,728
−HK$1,156/mo
Today · 4.125%
HK$38,884
baseline
▲ 0.50% · 4.625%
HK$41,250
+HK$2,366/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,768/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,705
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,797
−HK$1,108/mo
Today · 4.125%
HK$42,905
baseline
▲ 0.50% · 4.625%
HK$45,166
+HK$2,261/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,810/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,044
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,507
−HK$1,487/mo
Today · 4.125%
HK$49,994
baseline
▲ 0.50% · 4.625%
HK$53,036
+HK$3,042/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$99,988/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,336
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,739
−HK$1,424/mo
Today · 4.125%
HK$55,163
baseline
▲ 0.50% · 4.625%
HK$58,071
+HK$2,908/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$110,326/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,810 · Scale 2, in force from 26 Feb 2026)