LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,138
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,951
−HK$826/mo
Today · 4.125%
HK$27,777
baseline
▲ 0.50% · 4.625%
HK$29,467
+HK$1,690/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,554/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,078
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,858
−HK$791/mo
Today · 4.125%
HK$30,649
baseline
▲ 0.50% · 4.625%
HK$32,265
+HK$1,616/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,298/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$429,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,366
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,341
−HK$992/mo
Today · 4.125%
HK$33,333
baseline
▲ 0.50% · 4.625%
HK$35,361
+HK$2,028/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$66,666/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,894
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,830
−HK$949/mo
Today · 4.125%
HK$36,779
baseline
▲ 0.50% · 4.625%
HK$38,718
+HK$1,939/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$73,558/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$429,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,593
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,732
−HK$1,156/mo
Today · 4.125%
HK$38,888
baseline
▲ 0.50% · 4.625%
HK$41,254
+HK$2,366/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,776/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,710
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,801
−HK$1,108/mo
Today · 4.125%
HK$42,909
baseline
▲ 0.50% · 4.625%
HK$45,171
+HK$2,262/mo
Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$85,818/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,049
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,512
−HK$1,487/mo
Today · 4.125%
HK$49,999
baseline
▲ 0.50% · 4.625%
HK$53,041
+HK$3,042/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$99,998/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,341
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,745
−HK$1,424/mo
Today · 4.125%
HK$55,169
baseline
▲ 0.50% · 4.625%
HK$58,077
+HK$2,908/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$110,338/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$429,854 · Scale 2, in force from 26 Feb 2026)