LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,148
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,961
−HK$826/mo
Today · 4.125%
HK$27,787
baseline
▲ 0.50% · 4.625%
HK$29,478
+HK$1,691/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,574/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$430,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,089
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,869
−HK$792/mo
Today · 4.125%
HK$30,661
baseline
▲ 0.50% · 4.625%
HK$32,277
+HK$1,616/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,322/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$430,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,377
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,353
−HK$992/mo
Today · 4.125%
HK$33,345
baseline
▲ 0.50% · 4.625%
HK$35,374
+HK$2,029/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$66,690/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,907
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,843
−HK$950/mo
Today · 4.125%
HK$36,793
baseline
▲ 0.50% · 4.625%
HK$38,732
+HK$1,939/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$73,586/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,607
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,746
−HK$1,156/mo
Today · 4.125%
HK$38,902
baseline
▲ 0.50% · 4.625%
HK$41,270
+HK$2,368/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$77,804/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,725
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,817
−HK$1,108/mo
Today · 4.125%
HK$42,925
baseline
▲ 0.50% · 4.625%
HK$45,188
+HK$2,263/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$85,850/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,066
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,530
−HK$1,487/mo
Today · 4.125%
HK$50,017
baseline
▲ 0.50% · 4.625%
HK$53,061
+HK$3,044/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$100,034/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,360
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,765
−HK$1,424/mo
Today · 4.125%
HK$55,189
baseline
▲ 0.50% · 4.625%
HK$58,098
+HK$2,909/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$110,378/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,014 · Scale 2, in force from 26 Feb 2026)