LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,148
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,962
−HK$826/mo
Today · 4.125%
HK$27,788
baseline
▲ 0.50% · 4.625%
HK$29,479
+HK$1,691/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,576/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$430,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,090
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,870
−HK$792/mo
Today · 4.125%
HK$30,662
baseline
▲ 0.50% · 4.625%
HK$32,278
+HK$1,616/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,324/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$430,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,378
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,354
−HK$992/mo
Today · 4.125%
HK$33,346
baseline
▲ 0.50% · 4.625%
HK$35,375
+HK$2,029/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$66,692/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,908
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,844
−HK$950/mo
Today · 4.125%
HK$36,794
baseline
▲ 0.50% · 4.625%
HK$38,733
+HK$1,939/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$73,588/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,608
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,747
−HK$1,156/mo
Today · 4.125%
HK$38,903
baseline
▲ 0.50% · 4.625%
HK$41,271
+HK$2,368/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$77,806/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,726
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,818
−HK$1,108/mo
Today · 4.125%
HK$42,926
baseline
▲ 0.50% · 4.625%
HK$45,189
+HK$2,263/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$85,852/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,067
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,531
−HK$1,488/mo
Today · 4.125%
HK$50,019
baseline
▲ 0.50% · 4.625%
HK$53,062
+HK$3,043/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$100,038/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,362
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,766
−HK$1,425/mo
Today · 4.125%
HK$55,191
baseline
▲ 0.50% · 4.625%
HK$58,100
+HK$2,909/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$110,382/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,025 · Scale 2, in force from 26 Feb 2026)