LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,151
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,965
−HK$826/mo
Today · 4.125%
HK$27,791
baseline
▲ 0.50% · 4.625%
HK$29,482
+HK$1,691/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$55,582/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$430,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,093
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,873
−HK$792/mo
Today · 4.125%
HK$30,665
baseline
▲ 0.50% · 4.625%
HK$32,281
+HK$1,616/mo
Deposit HK$5.73M · loan HK$5.73M · min. income ≈ HK$61,330/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$430,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,382
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,358
−HK$991/mo
Today · 4.125%
HK$33,349
baseline
▲ 0.50% · 4.625%
HK$35,379
+HK$2,030/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$66,698/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,912
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,848
−HK$950/mo
Today · 4.125%
HK$36,798
baseline
▲ 0.50% · 4.625%
HK$38,737
+HK$1,939/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$73,596/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,612
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,751
−HK$1,157/mo
Today · 4.125%
HK$38,908
baseline
▲ 0.50% · 4.625%
HK$41,275
+HK$2,367/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$77,816/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,730
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,823
−HK$1,108/mo
Today · 4.125%
HK$42,931
baseline
▲ 0.50% · 4.625%
HK$45,194
+HK$2,263/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$85,862/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,072
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,536
−HK$1,488/mo
Today · 4.125%
HK$50,024
baseline
▲ 0.50% · 4.625%
HK$53,068
+HK$3,044/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$100,048/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,367
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,772
−HK$1,425/mo
Today · 4.125%
HK$55,197
baseline
▲ 0.50% · 4.625%
HK$58,106
+HK$2,909/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$110,394/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,071 · Scale 2, in force from 26 Feb 2026)