LTV · monthly repayment
▼ 0.50% · 3.625%
HK$261,522
−HK$16,400/mo
▼ 0.25% · 3.875%
HK$269,657
−HK$8,265/mo
Today · 4.125%
HK$277,922
baseline
▲ 0.50% · 4.625%
HK$294,833
+HK$16,911/mo
Deposit HK$57.34M · loan HK$57.34M · min. income ≈ HK$555,844/mo (50% DSR)
Upfront cash ≈ HK$64.80M (deposit + AVD stamp duty HK$7,454,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,941
−HK$15,719/mo
▼ 0.25% · 3.875%
HK$298,744
−HK$7,916/mo
Today · 4.125%
HK$306,660
baseline
▲ 0.50% · 4.625%
HK$322,824
+HK$16,164/mo
Deposit HK$57.34M · loan HK$57.34M · min. income ≈ HK$613,320/mo (50% DSR)
Upfront cash ≈ HK$64.80M (deposit + AVD stamp duty HK$7,454,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,827
−HK$19,680/mo
▼ 0.25% · 3.875%
HK$323,589
−HK$9,918/mo
Today · 4.125%
HK$333,507
baseline
▲ 0.50% · 4.625%
HK$353,800
+HK$20,293/mo
Deposit HK$45.88M · loan HK$68.81M · min. income ≈ HK$667,014/mo (50% DSR)
Upfront cash ≈ HK$53.33M (deposit + AVD stamp duty HK$7,454,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,129
−HK$18,863/mo
▼ 0.25% · 3.875%
HK$358,493
−HK$9,499/mo
Today · 4.125%
HK$367,992
baseline
▲ 0.50% · 4.625%
HK$387,389
+HK$19,397/mo
Deposit HK$45.88M · loan HK$68.81M · min. income ≈ HK$735,984/mo (50% DSR)
Upfront cash ≈ HK$53.33M (deposit + AVD stamp duty HK$7,454,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,131
−HK$22,960/mo
▼ 0.25% · 3.875%
HK$377,520
−HK$11,571/mo
Today · 4.125%
HK$389,091
baseline
▲ 0.50% · 4.625%
HK$412,766
+HK$23,675/mo
Deposit HK$34.41M · loan HK$80.28M · min. income ≈ HK$778,182/mo (50% DSR)
Upfront cash ≈ HK$41.86M (deposit + AVD stamp duty HK$7,454,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$407,317
−HK$22,007/mo
▼ 0.25% · 3.875%
HK$418,241
−HK$11,083/mo
Today · 4.125%
HK$429,324
baseline
▲ 0.50% · 4.625%
HK$451,954
+HK$22,630/mo
Deposit HK$34.41M · loan HK$80.28M · min. income ≈ HK$858,648/mo (50% DSR)
Upfront cash ≈ HK$41.86M (deposit + AVD stamp duty HK$7,454,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$470,740
−HK$29,520/mo
▼ 0.25% · 3.875%
HK$485,383
−HK$14,877/mo
Today · 4.125%
HK$500,260
baseline
▲ 0.50% · 4.625%
HK$530,699
+HK$30,439/mo
Deposit HK$11.47M · loan HK$103.22M · min. income ≈ HK$1,000,520/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$7,454,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$523,694
−HK$28,293/mo
▼ 0.25% · 3.875%
HK$537,739
−HK$14,248/mo
Today · 4.125%
HK$551,987
baseline
▲ 0.50% · 4.625%
HK$581,083
+HK$29,096/mo
Deposit HK$11.47M · loan HK$103.22M · min. income ≈ HK$1,103,974/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$7,454,844 · Scale 2, in force from 26 Feb 2026)