LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,159
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,972
−HK$827/mo
Today · 4.125%
HK$27,799
baseline
▲ 0.50% · 4.625%
HK$29,490
+HK$1,691/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$55,598/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,101
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,882
−HK$791/mo
Today · 4.125%
HK$30,673
baseline
▲ 0.50% · 4.625%
HK$32,290
+HK$1,617/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$61,346/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,390
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,367
−HK$992/mo
Today · 4.125%
HK$33,359
baseline
▲ 0.50% · 4.625%
HK$35,388
+HK$2,029/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$66,718/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,921
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,858
−HK$950/mo
Today · 4.125%
HK$36,808
baseline
▲ 0.50% · 4.625%
HK$38,748
+HK$1,940/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$73,616/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,622
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,761
−HK$1,157/mo
Today · 4.125%
HK$38,918
baseline
▲ 0.50% · 4.625%
HK$41,287
+HK$2,369/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$77,836/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,742
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,834
−HK$1,109/mo
Today · 4.125%
HK$42,943
baseline
▲ 0.50% · 4.625%
HK$45,206
+HK$2,263/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$85,886/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,085
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,550
−HK$1,488/mo
Today · 4.125%
HK$50,038
baseline
▲ 0.50% · 4.625%
HK$53,083
+HK$3,045/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$100,076/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,382
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,787
−HK$1,425/mo
Today · 4.125%
HK$55,212
baseline
▲ 0.50% · 4.625%
HK$58,122
+HK$2,910/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$110,424/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,191 · Scale 2, in force from 26 Feb 2026)