LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,159
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,973
−HK$827/mo
Today · 4.125%
HK$27,800
baseline
▲ 0.50% · 4.625%
HK$29,491
+HK$1,691/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$55,600/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,102
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,882
−HK$792/mo
Today · 4.125%
HK$30,674
baseline
▲ 0.50% · 4.625%
HK$32,291
+HK$1,617/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$61,348/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,391
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,367
−HK$993/mo
Today · 4.125%
HK$33,360
baseline
▲ 0.50% · 4.625%
HK$35,389
+HK$2,029/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$66,720/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,922
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,859
−HK$950/mo
Today · 4.125%
HK$36,809
baseline
▲ 0.50% · 4.625%
HK$38,749
+HK$1,940/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$73,618/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,623
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,762
−HK$1,157/mo
Today · 4.125%
HK$38,919
baseline
▲ 0.50% · 4.625%
HK$41,288
+HK$2,369/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$77,838/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,743
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,835
−HK$1,109/mo
Today · 4.125%
HK$42,944
baseline
▲ 0.50% · 4.625%
HK$45,207
+HK$2,263/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$85,888/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,087
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,551
−HK$1,488/mo
Today · 4.125%
HK$50,039
baseline
▲ 0.50% · 4.625%
HK$53,084
+HK$3,045/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$100,078/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,383
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,788
−HK$1,425/mo
Today · 4.125%
HK$55,213
baseline
▲ 0.50% · 4.625%
HK$58,124
+HK$2,911/mo
Deposit HK$1.15M · loan HK$10.32M · min. income ≈ HK$110,426/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,202 · Scale 2, in force from 26 Feb 2026)