LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,161
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,974
−HK$827/mo
Today · 4.125%
HK$27,801
baseline
▲ 0.50% · 4.625%
HK$29,493
+HK$1,692/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$55,602/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,103
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,884
−HK$792/mo
Today · 4.125%
HK$30,676
baseline
▲ 0.50% · 4.625%
HK$32,293
+HK$1,617/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$61,352/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,393
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,369
−HK$992/mo
Today · 4.125%
HK$33,361
baseline
▲ 0.50% · 4.625%
HK$35,391
+HK$2,030/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$66,722/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,924
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,861
−HK$950/mo
Today · 4.125%
HK$36,811
baseline
▲ 0.50% · 4.625%
HK$38,751
+HK$1,940/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$73,622/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,625
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,764
−HK$1,157/mo
Today · 4.125%
HK$38,921
baseline
▲ 0.50% · 4.625%
HK$41,290
+HK$2,369/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$77,842/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,745
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,837
−HK$1,109/mo
Today · 4.125%
HK$42,946
baseline
▲ 0.50% · 4.625%
HK$45,210
+HK$2,264/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$85,892/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,089
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,554
−HK$1,488/mo
Today · 4.125%
HK$50,042
baseline
▲ 0.50% · 4.625%
HK$53,087
+HK$3,045/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$100,084/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,386
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,791
−HK$1,425/mo
Today · 4.125%
HK$55,216
baseline
▲ 0.50% · 4.625%
HK$58,127
+HK$2,911/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$110,432/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,225 · Scale 2, in force from 26 Feb 2026)