LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,162
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,975
−HK$827/mo
Today · 4.125%
HK$27,802
baseline
▲ 0.50% · 4.625%
HK$29,494
+HK$1,692/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$55,604/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,104
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,885
−HK$792/mo
Today · 4.125%
HK$30,677
baseline
▲ 0.50% · 4.625%
HK$32,294
+HK$1,617/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$61,354/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,394
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,370
−HK$993/mo
Today · 4.125%
HK$33,363
baseline
▲ 0.50% · 4.625%
HK$35,393
+HK$2,030/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$66,726/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,925
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,862
−HK$950/mo
Today · 4.125%
HK$36,812
baseline
▲ 0.50% · 4.625%
HK$38,753
+HK$1,941/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$73,624/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,626
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,765
−HK$1,158/mo
Today · 4.125%
HK$38,923
baseline
▲ 0.50% · 4.625%
HK$41,291
+HK$2,368/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$77,846/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,746
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,839
−HK$1,109/mo
Today · 4.125%
HK$42,948
baseline
▲ 0.50% · 4.625%
HK$45,211
+HK$2,263/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$85,896/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,091
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,556
−HK$1,488/mo
Today · 4.125%
HK$50,044
baseline
▲ 0.50% · 4.625%
HK$53,089
+HK$3,045/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$100,088/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,388
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,793
−HK$1,425/mo
Today · 4.125%
HK$55,218
baseline
▲ 0.50% · 4.625%
HK$58,129
+HK$2,911/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$110,436/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,240 · Scale 2, in force from 26 Feb 2026)