LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,163
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,976
−HK$827/mo
Today · 4.125%
HK$27,803
baseline
▲ 0.50% · 4.625%
HK$29,495
+HK$1,692/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$55,606/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,106
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,886
−HK$792/mo
Today · 4.125%
HK$30,678
baseline
▲ 0.50% · 4.625%
HK$32,295
+HK$1,617/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$61,356/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,395
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,372
−HK$992/mo
Today · 4.125%
HK$33,364
baseline
▲ 0.50% · 4.625%
HK$35,394
+HK$2,030/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$66,728/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,927
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,863
−HK$951/mo
Today · 4.125%
HK$36,814
baseline
▲ 0.50% · 4.625%
HK$38,754
+HK$1,940/mo
Deposit HK$4.59M · loan HK$6.88M · min. income ≈ HK$73,628/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,628
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,767
−HK$1,158/mo
Today · 4.125%
HK$38,925
baseline
▲ 0.50% · 4.625%
HK$41,293
+HK$2,368/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$77,850/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,748
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,841
−HK$1,108/mo
Today · 4.125%
HK$42,949
baseline
▲ 0.50% · 4.625%
HK$45,213
+HK$2,264/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$85,898/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,093
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,558
−HK$1,488/mo
Today · 4.125%
HK$50,046
baseline
▲ 0.50% · 4.625%
HK$53,091
+HK$3,045/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$100,092/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,390
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,795
−HK$1,426/mo
Today · 4.125%
HK$55,221
baseline
▲ 0.50% · 4.625%
HK$58,131
+HK$2,910/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$110,442/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,258 · Scale 2, in force from 26 Feb 2026)