LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,170
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,984
−HK$827/mo
Today · 4.125%
HK$27,811
baseline
▲ 0.50% · 4.625%
HK$29,503
+HK$1,692/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$55,622/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,114
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,894
−HK$792/mo
Today · 4.125%
HK$30,686
baseline
▲ 0.50% · 4.625%
HK$32,304
+HK$1,618/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$61,372/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,404
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,380
−HK$993/mo
Today · 4.125%
HK$33,373
baseline
▲ 0.50% · 4.625%
HK$35,404
+HK$2,031/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$66,746/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,936
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,873
−HK$951/mo
Today · 4.125%
HK$36,824
baseline
▲ 0.50% · 4.625%
HK$38,765
+HK$1,941/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$73,648/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,638
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,777
−HK$1,158/mo
Today · 4.125%
HK$38,935
baseline
▲ 0.50% · 4.625%
HK$41,304
+HK$2,369/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$77,870/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,759
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,852
−HK$1,109/mo
Today · 4.125%
HK$42,961
baseline
▲ 0.50% · 4.625%
HK$45,226
+HK$2,265/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$85,922/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,105
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,571
−HK$1,488/mo
Today · 4.125%
HK$50,059
baseline
▲ 0.50% · 4.625%
HK$53,105
+HK$3,046/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$100,118/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,404
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,810
−HK$1,426/mo
Today · 4.125%
HK$55,236
baseline
▲ 0.50% · 4.625%
HK$58,147
+HK$2,911/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$110,472/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,374 · Scale 2, in force from 26 Feb 2026)