LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,173
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,987
−HK$827/mo
Today · 4.125%
HK$27,814
baseline
▲ 0.50% · 4.625%
HK$29,506
+HK$1,692/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$55,628/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,117
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,898
−HK$792/mo
Today · 4.125%
HK$30,690
baseline
▲ 0.50% · 4.625%
HK$32,308
+HK$1,618/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$61,380/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,407
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,384
−HK$993/mo
Today · 4.125%
HK$33,377
baseline
▲ 0.50% · 4.625%
HK$35,408
+HK$2,031/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$66,754/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,940
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,877
−HK$951/mo
Today · 4.125%
HK$36,828
baseline
▲ 0.50% · 4.625%
HK$38,769
+HK$1,941/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$73,656/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,642
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,782
−HK$1,158/mo
Today · 4.125%
HK$38,940
baseline
▲ 0.50% · 4.625%
HK$41,309
+HK$2,369/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$77,880/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,764
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,857
−HK$1,109/mo
Today · 4.125%
HK$42,966
baseline
▲ 0.50% · 4.625%
HK$45,231
+HK$2,265/mo
Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$85,932/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,111
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,576
−HK$1,489/mo
Today · 4.125%
HK$50,065
baseline
▲ 0.50% · 4.625%
HK$53,111
+HK$3,046/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$100,130/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,410
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,816
−HK$1,426/mo
Today · 4.125%
HK$55,242
baseline
▲ 0.50% · 4.625%
HK$58,154
+HK$2,912/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$110,484/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,424 · Scale 2, in force from 26 Feb 2026)